book resources

Hey! Hey! Hey! Are you looking for the free resources I referenced in one of my Live Richer Challenge books? Awesome. You're in the right place. 

Below you'll find the resources organized by day. The Credit Edition, the Savings Edition, then followed by the 1st Live Richer Challenge book in the series (the fundamentals).

Live richer,

Tiffany "The Budgetnista" Aliche


 

Did you know that I raised my credit score over 200 points after a foreclosure, while on unemployment, in a little over a year? Yup! 
Let me guess...you want to finally improve your credit score and report too? No, I'm not a mind reader. Everyone wants better credit. Even people with good credit want great credit. 
 
You're in luck!  
During the next 3 weeks you’ll learn how to do the following: 
 
Week 1: Credit Knowledge
Week 2: Credit Improvement
Week 3: Credit Maintenance
Final Day: LIVE RICHER
 
The Live Richer Challenge: Credit Edition is for beginners that want to be lead step-by-step to personal financial success. In 22 days this book will help you begin to accomplish your credit goals through simple, daily financial tasks. 
 
Are you ready? Let’s go. 
Live richer, 
Tiffany

Find me here: (clickable links below)

twitter: @thebudgetnista

instagram: @thebudgetnista

Facebook: The Budgetnista

YouTube: The Budgetnista

Site: TheBudgetnista.com

Private Forum: Dream Catchers : LIVE RICHER


If you're currently reading the LIVE RICHER Challenge: CREDIT Edition, here are the free resources referenced in the book. 


A Freebie: The Live Richer Starter Kit. It’s full of awesome freebies to help you begin living richer, now. Click the picture to get your kit.

Day 1: Credit Goals: The Live Richer Credit Goal Sheet. (click the picture for pdf)


Let's Get Started Video: Welcome to the Live Richer Challenge: Credit Edition!


Day 1: Credit Goals: The Live Richer Credit Goal Sheet. (click the picture for pdf)


Day 2: Credit Basics: FREE Identity Theft Insurance: CLICK HERE


Day 3: Grab Free Credit Reports : Credit Score Explainer from MagnifyMoney (clickable picture) and video below. 


Day 5: Credit Score Calculations : Credit Score Decoded from MagnifyMoney. (clickable picture)


Day 7: Weekly Inspiration (video)


Day 8: Credit Report Clean Up: Magnify Money, Credit Repair Guide (clickable picture)


Day 10: Amounts Owed: My Debt List (clickable picture)
 


Day 11: Length of Credit History: 

- Magnify Money (Secured Card Blog Post):

http://www.magnifymoney.com/blog/credit-cards-2/live-richer-challenge-magnifymoney-guide-secured-credit-cards

- Self Lender (credit builder tool): http://thebudgetnistablog.com/2016/new-credit-builder-tool/


Day 12: 100 Points


Day 14: Weekly Inspiration


Day 16: Your Credit Mix (video coming soon)


Day 17: Lower Interest Rates

Personal Loan Search Tool (clickable picture)


Day 19: Scams and Fraud

You can set up fraud alerts here:

You can set up credit freezes here:


Day 21: Weekly Inspiration



live richer challenge (v2, savings edition) 

book resources

LIVE RICHER Challenge: Savings Edition. Learn how to save your money and make more money in 22 days!

LIVE RICHER Challenge: Savings Edition. Learn how to save your money and make more money in 22 days!

I know, I know. You’re having a hard time saving. You don’t have a budget, you don’t make enough, you have too many bills; something always seems to come up. Do any of these situations sound familiar? If so, you’re in the right place.  


During the next 3 weeks you’ll learn how to do the following: 
 
Week 1: Savings Mindset
Week 2: Implementation & Automation
Week 3: Increase Your Abundance
Final Day: LIVE RICHER


The Live Richer Challenge: Savings Edition is for beginners that want to be lead step-by-step to personal financial success. In 22 days this book will help you begin to accomplish your savings goals through simple daily financial tasks. 
 
Are you ready? Let’s go, get my LIVE RICHER Challenge Book now 


Live richer, 
Tiffany The Budgetnista


If you're currently reading the LIVE RICHER Challenge: SAVINGS Edition, here are the free resources referenced in the book. 


Find me here: (clickable links below)

twitter: @thebudgetnista

instagram: @thebudgetnista

Facebook: The Budgetnista

YouTube: The Budgetnista

Site: TheBudgetnista.com

Private Forum: Dream Catchers : LIVE RICHER


A Freebie: The Live Richer Starter Kit. It’s full of awesome freebies to help you begin living richer, now. Click the picture to get your kit.


Day 1: The Live Richer and My Fab Finance Goal Sheet. (click the picture for pdf)


Day 2: The Richest Man: Free Book PDF (click book for pdf)

Here is the audio version


Day 5: Make a Move (video)


Day 7: Week 1 Dream Catcher Hangout Chat video:


Day 9: The Budget (click on picture for pdf)


Day 9: The Budget:


Click here for the PDF version of The Money List: my money List (updated).pdf

Click here for the Excel version of both templates: My Money and Debt List (in Excel with formulas)


Day 11: Restructure Your Debt

Click here for the PDF version of The Debt List: my debt List (updated).pdf

Click here for the Excel version of both templates: My Money and Debt List (in Excel with formulas).


Day 11: Restructure Your Debt

 

My Personal Loan Company Suggestion + A Bonus.... 

Sofi is my personal loan company suggestion. They have a super HIGH grade on Magnify Money and I've personally recommended them for years. 


I like Sofi so much that I reached out to them to see if I could get a special Dream Catcher deal just for you and they said......YES! Woot Woot!

If you decide to restructure your personal loan debt with Sofi, make sure to use our special DC link. If you're approved Sofi will give you a $50 cash bonus. Yes! But this is ONLY for Dream Catchers. You won't get this deal from their website.

Here's our special Sofi personal loan link: www.SoFi.com/TheBudgetnistaPL

 

------------

My Student Loan Refinance Company Suggestion + An Extra Bonus.... 

Yup! You guessed it. Sofi is my student loan refinance company suggestion too. You already know that they have a super HIGH grade on Magnify Money.

When I reached out to them for your personal loan deal, I was able to give you an EVEN BETTER deal for your student loans. 

If you decide to restructure your private student loan debt with Sofi, make sure to use our special DC link. If you're approved Sofi will give you a $100 cash bonus. Yes! But this is ONLY for Dream Catchers. You won't get this deal from their website.

Here's our special Sofi student loan refinance link: www.sofi.com/TheBudgetnista


Day 12: Restructure Your Debt

(One Of) My Favorite Free Savings Tools: Click HERE to learn more and get it today.


Day 14: Weekly Inspiration 


Day 15: Activate Abundance (video)


Day 16: Add Abundance to Your Budget 

To help you with today’s task, I’ve found a free Financial Abundance Worksheet created by Jessica Mullen. You can get a copy of it at HERE.


Day 17: Make Mo' Money

Penny Hoarder Article: 32 Legitimate Ways to Make Money at Home. 


Day 21: Weekly Inspiration 


Day 22: Giving Back and Living Richer

Two vision board resources:


Certificate of Completion

1) Click the picture below to download, then print your certificate.

2) Share it on social media

3) Tag me @TheBudgetnista.

4) Use the hashtag #LRCgrad



Live Richer Challenge (v1, the fundamentals)

Book Resources


LIVE RICHER Challenge: Learn how to budget, save, get out of debt, improve your credit and invest in 36 days!

LIVE RICHER Challenge: Learn how to budget, save, get out of debt, improve your credit and invest in 36 days!

Let me guess - your finances are a mess. Your credit isn't perfect; your debt is out of control; you don't have a budget, your savings account has seen better days; and investing confuses you. Do any of these situations sound familiar? If so, you're in the right place.

In 36 days, the LIVE RICHER Challenge will help you master your money through simple, daly financial tasks.

Are you ready? Let's go. You can get the LIVE RICHER Challenge book here: get my LIVE RICHER Challenge Book now


If you're currently reading the LIVE RICHER Challenge, here are the free resources referenced in the book. 


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Find me here:

twitter: @thebudgetnista

instagram: @thebudgetnista

Facebook: The Budgetnista

YouTube: The Budgetnista

Site: TheBudgetnista.com

Private Forum: Dream Catchers : LIVE RICHER



Day 2: The Richest Man: Free Book PDF (click book for pdf)

Here is the audio version


Day 3: Essential Spending (video)


Day 6: Simple & Soon: Will Smith inspirational videos

 Video 1: The Wall : 2 minutes

Video 2: The Wall Lesson: 25 seconds


Day 8: The One Week Budget (Day 1): Free Book PDF (click book) 


Day 9: Your Money List

Click here for the PDF version of The Money List: my money List (updated).pdf

Click here for the Excel version of both templates: My Money and Debt List (in Excel with formulas)


Day 11: Defining Dollars (video)


Day 15: Debt List

Click here for the PDF version of The Debt List: my debt List (updated).pdf

Click here for the Excel version of both templates: My Money and Debt List (in Excel with formulas).


Day 17: Debt Repayment (video)


Day 18: Verify Your Debt: 

Day 19: Stop the Calls:

Debt Validation + Cease & Desist Letter   (click letter) 


Day 26: Higher Score (video)


Day 27: Credit Clean-up: Dispute Letter Template (click letter)


Day 33: Investment Goals

Prudential's Retirement Plan Savings Calculator here: http://www.preparewithpru.com/shared/content/retirement-plan-savings-calculator.php

LearnVest has a quick quiz you can take to identify your investment personality herehttp://www.learnvest.com/2010/10/whats-your-investing-personality-the-lv-risk-assessment-quiz/

How to define your risk tolerance, and your investing: why, when, what and how. (video)


Day 36: LIVE RICHER : Vision Board Instructions (click picture)